Gordon Brown answers your questions Manchester Evening News
16.04.10
The prime minister has answered a range of questions from M.E.N. readers - see the questions and Mr Brown's answers in full here ...
1. We all know that cheap alcohol in supermarkets is having severe consequences for the NHS The rising cost of treatment due to widespread alcohol abuse as well as crime and disorder. Why won’t labour introduce a minimum unit price 50p as recommended by the chief medical office and other health experts? [Mary, via email]
We are determined to take action to tackle binge drinking in our towns and cities but we are also clear that we will not take action which impacts unfairly on the majority of responsible drinkers. A minimum unit price would risk doing that. So we are acting to get rid of the things which do directly contribute to binge drinking – banning irresponsible promotions like speed drinking competitions, ensuring that in pubs and clubs people are offered a choice of drink sizes and of course we are cracking down on anyone selling alcohol to children.
Source:
Life Insurance at 60 Years Old
At 60 years old you are approaching retirement or maybe you’ve retired already. At his age your needs for life insurance are very different than when you were in your 30s, 40s, and 50s. You might be thinking about your children and grandchildren and wondering what you are going to leave behind for them. Or maybe you just want to have enough life insurance coverage to cover your final expenses so you won’t be a burden on your family members. Either way, you still have many options for life insurance at 60 years old.
As you know, life insurance costs more as you get older. You can still qualify for a term life insurance policy at 60. In fact, many carriers will offer up to a 25 year term policy for a healthy 60 year old. That means you’ll have life insurance coverage until you are 85 years old. A 60 year old male will pay about $1600 per year for a $150,000 20 year term policy. A 60 year old female will pay around $1200 per year.
If you have some health issues or you just want enough life insurance to cover your final expenses, then you should consider a simplified issue whole life policy. Simplified issue means that you don’t have to go through a medical exam. The application is basically a set of yes or no health questions. These policies are available for ages 50 to 85 and the face values range from $3,000 to $50,000.
For example, a 60 year old female will pay about $80 per month for $25,000 worth of whole life and a 60 year old male will pay around $100 per month. The advantage of whole life insurance at age 60 is that it’s permanent insurance and your rates will remain level for life.
To get the absolute lowest rates for your particular situation, make sure you speak with an experienced agent who works with multiple highly rated carriers. He or she will take into account your age, health status, family health history, and more before recommending the best carrier. Insureme.com is a great place to start. They’ve been around for 25 years and they have a huge network of experienced agents.
...
Read more...
![The Horn of Africa – Somalia Spring 2009 Chronicles IV ... American Chronicle]("http://nt1.ggpht.com/news/tbn/BX73AwXsCqb9tM/6.jpg")
American ChronicleThe Horn of Africa – Somalia Spring 2009 Chronicles IV American ChronicleThe oceans are the common heritage of all mankind and for billions of years they have been full of life". But that, according to the film-maker and and more »
