Private Medical Insurance Provider - Medical Insurance

Medical: Lack of insurance hurts people in hospitals Seattle Times

Even inside a hospital, not having an insurance card is particularly hazardous to a patient's health.

Two recent studies underscore the risks.

One study, done by researchers at Brigham and Women's Hospital in Boston, found significant differences in hospital mortality rates for several conditions between working-age adults (ages 18-64) who had health insurance versus those who did not.

Specifically, hospital mortality risks for uninsured heart-attack and stroke patients were 52 percent and 49 percent higher, respectively, than among those with private insurance, while death rates from pneumonia were 21 percent higher among hospitalized patients covered through Medicaid, the federal-state insurance program for the poor.

The findings, published in The Journal of Hospital Medicine, were based on an analysis of more than 150,000 hospital-discharge records for patients admitted in 2005 with one of the three diagnoses.

Compared with patients with private insurance, those without coverage or on Medicaid were generally younger, poorer, less likely to be white and more likely to be admitted through the hospital emergency department, which could mean that illness was more severe or could be the result of not having a regular source of care.

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