Guaranteed Issue Medical Insurance - Medical Insurance

Age Rating Under New Bill

I was reading somewhere that under one of the bills (versions anyway) being proposed by the house that carriers and the public option will be able to increase rates based on age (duh) but that the highest rate cannot be more than twice the lowest.

Hmmm... it is going to be hard enough getting the twenty year olds into the system, and it could get a whole lot harder if they are subsidizing the older folks to that degree. I would think anyway.

Source: Insurance Agent Forum

guaranteed issue medical insurance - News


CMS Moves Ahead with Reinsurance Project LifeHealthPro
- Jan 30, 2012
table border=0 cellpadding=2 cellspacing=7 style=vertical-align:top;trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serifa href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNH52dQ4Nvo9Wv4K6Gklmf734yiBJgamp;url=http://www.lifehealthpro.com/2012/01/30/cms-moves-ahead-with-reinsurance-projectimg src=//nt2.ggpht.com/news/tbn/qtFBVxGgCcnzbM/6.jpg alt= border=1 width=80 height=80 /br /font size=-2LifeHealthPro/font/a/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbr /div style=padding-top:0.8em;img alt= height=1 width=1 //divdiv class=lha href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNH52dQ4Nvo9Wv4K6Gklmf734yiBJgamp;url=http://www.lifehealthpro.com/2012/01/30/cms-moves-ahead-with-reinsurance-projectbCMS Moves Ahead with Reinsurance Project/b/abr /font size=-1bfont color=#6f6f6fLifeHealthPro/font/b/fontbr /font size=-1Other PPACA provisions will require carriers to sell bhealth coverage/b on a bguaranteed/b-bissue/b, mostly community-rated basis. PPACA Section 1341 authorizes states to set up a temporary reinsurance program to help stabilize individual bhealth insurance/b b/b/fontbr /font size=-1 class=p/fontbr /font class=p size=-1a class=p href=http://news.google.com/news/more?pz=1amp;ned=usamp;ncl=dOm830n6SqyLYjMnobrband morenbsp;raquo;/b/nobr/a/font/div/font/td/tr/table

Go to date: Memphis Daily News
- Jan 12, 2012
table border=0 cellpadding=2 cellspacing=7 style=vertical-align:top;trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serif/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbr /div style=padding-top:0.8em;img alt= height=1 width=1 //divdiv class=lha href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNEm8gKhY4rCuECOzznhOsMzmwu7-wamp;url=http://www.memphisdailynews.com/news/2012/jan/13/events/bGo to date:/b/abr /font size=-1bfont color=#6f6f6fMemphis Daily News/font/b/fontbr /font size=-1Marlin McKelvy of Consumer Directed Benefit Solutions will speak on “The New Health Insurance Landscape: Public and Private Health Insurance Exchanges, bGuaranteed Issue Health Insurance/b and You.” For reservations, contact Susan Harris at 757-8617 or b/b/fontbr /font size=-1 class=p/fontbr /font class=p size=-1a class=p href=http://news.google.com/news/more?pz=1amp;ned=usamp;ncl=dg8Sg2QFIakRIkMnobrband morenbsp;raquo;/b/nobr/a/font/div/font/td/tr/table

Ron Pauls claims about life without Medicare and Medicaid Washington Post (blog)
- Feb 01, 2012
table border=0 cellpadding=2 cellspacing=7 style=vertical-align:top;trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serif/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbr /div style=padding-top:0.8em;img alt= height=1 width=1 //divdiv class=lha href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNFhxHcrbNpZgYBiIIqHxLvJhmWw8Aamp;url=http://www.washingtonpost.com/blogs/fact-checker/post/ron-pauls-claims-about-life-without-medicare-and-medicaid/2012/01/31/gIQAedy5hQ_blog.htmlbRon Paul#39;s claims about life without Medicare and Medicaid/b/abr /font size=-1bfont color=#6f6f6fWashington Post (blog)/font/b/fontbr /font size=-1Unfortunately, the heaviest burden is likely to fall on those with the least resources,” and “even for the binsured/b there is no present bguarantee/b against dependency in old age caused by catastrophic bmedical/b expenses.” These reports indicate bmedical/b b/b/fontbr /font size=-1 class=p/fontbr /font class=p size=-1a class=p href=http://news.google.com/news/more?pz=1amp;ned=usamp;ncl=dqXNGTVLs0XFsIMnobrband morenbsp;raquo;/b/nobr/a/font/div/font/td/tr/table

Archbishop Gregory Aymond calls health coverage mandate a threat to conscience ... NOLA.com
- Jan 26, 2012
table border=0 cellpadding=2 cellspacing=7 style=vertical-align:top;trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serifa href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNHEWLDRYlffiwvbQBZ1MqcMqa9JLQamp;url=http://www.nola.com/religion/index.ssf/2012/01/post_14.htmlimg src=//nt0.ggpht.com/news/tbn/mIFQp-g8YSFBuM/6.jpg alt= border=1 width=80 height=80 /br /font size=-2NOLA.com/font/a/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbr /div style=padding-top:0.8em;img alt= height=1 width=1 //divdiv class=lha href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNHEWLDRYlffiwvbQBZ1MqcMqa9JLQamp;url=http://www.nola.com/religion/index.ssf/2012/01/post_14.htmlbArchbishop Gregory Aymond calls bhealth coverage/b mandate a threat to conscience b/b/b/abr /font size=-1bfont color=#6f6f6fNOLA.com/font/b/fontbr /font size=-1The rule requires that almost all employers provide employees bhealth insurance/b that provides access, without co-pays, to artificial contraception. It also mandates bcoverage/b for sterilization services and the so-called “morning after” birth control pill b/b/fontbr /font size=-1 class=p/fontbr /font class=p size=-1a class=p href=http://news.google.com/news/more?pz=1amp;ned=usamp;ncl=dm56wbydTUMdc5Mnobrband morenbsp;raquo;/b/nobr/a/font/div/font/td/tr/table

Idaho insurers will be able to participate in federally-run insurance exchange Live Insurance News
- Feb 01, 2012
table border=0 cellpadding=2 cellspacing=7 style=vertical-align:top;trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serifa href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNF3nD8fNfhX3bsUQjH0bZDd-kaeHwamp;url=http://www.liveinsurancenews.com/idaho-insurers-will-be-able-to-participate-in-federally-run-insurance-exchange/857815/img src=//nt2.ggpht.com/news/tbn/csYI8L0raDmvpM/6.jpg alt= border=1 width=80 height=80 /br /font size=-2Live Insurance News/font/a/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbr /div style=padding-top:0.8em;img alt= height=1 width=1 //divdiv class=lha href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNF3nD8fNfhX3bsUQjH0bZDd-kaeHwamp;url=http://www.liveinsurancenews.com/idaho-insurers-will-be-able-to-participate-in-federally-run-insurance-exchange/857815/bIdaho insurers will be able to participate in federally-run binsurance/b exchange/b/abr /font size=-1bfont color=#6f6f6fLive Insurance News/font/b/fontbr /font size=-1In Idaho, the bissue/b of a bhealth insurance/b exchange has been a controversial one since the Affordable Care Act was passed in 2010. State lawmakers have been divided on the bissue/b primarily due to their uncertainty about whether or not the state#39;s b/b/fontbr /font size=-1 class=p/fontbr /font class=p size=-1a class=p href=http://news.google.com/news/more?pz=1amp;ned=usamp;ncl=dmW0zsunomCDblMnobrband morenbsp;raquo;/b/nobr/a/font/div/font/td/tr/table