Health Care: How Reform Affects the Self-Employed BusinessWeek
I enjoyed your article on health-care reform for small business owners.I'm coming out of unemployment into full-fledged self-employment . There are two of us in the company, which is a hosting service for foreign students. Where do I turn to get health insurance through my own company? —E.Q., Bronx, N.Y.
Congratulations on starting your business. Since you have two people on the payroll, your company qualifies for small-group health insurance coverage. (Partners and employees working at least 30 hours per week count in that calculation, but independent contractors do not.) If the annual pay for you and your partner doesn't exceed $50,000 apiece for the next few years, you'll also likely qualify for the 35% tax credit for small business owners that provide medical benefits under the new health-care reform law.
Your first step is to find a reputable insurance broker. You can search the database of the National Association of Health Underwriters or better yet, ask other business owners you know for referrals.
FOXNewsHighlights: Obama's Press ConferenceThat means 38% of the uninsured likely make enough to afford health insurance, but for undetermined reasons choose not to buy it. by despido June 23, 2009 11:35 AM PDT Well scripted. Self promoting, but appeared rehearsed. Morning Fix: Press-ing the Reset Button
ABC NewsInsurance costs keep going up commerce offer options for discounted rates for businesses and the self-employed. Kevin Nestor, president of Mansfield-Richland Area Chamber of Commerce, encourages businesses to take advantage. The Chamber gets group health insurance from Medical Democrats try to regain health care momentum The Employer Mandate and the Alternative Health Care: Four Solutions -
